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AHMED HAMMOUD,
Plaintiff-Appellant,
v.
EQUIFAX INFORMATION SERVICES, LLC,
Defendant,

EXPERIAN INFORMATION SOLUTIONS, INC.,
Defendant-Appellee.
   No. 21-2859
Appeal from the United States District Court for the Eastern District of Michigan at Detroit.
No. 2:19-cv-13262—Mark A. Goldsmith, District Judge.
Argued: May 5, 2022
Decided and Filed: November 4, 2022
Before: COLE, BUSH, and NALBANDIAN, Circuit Judges.


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OPINION
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COLE, Circuit Judge. Mohamad and Ahmed Hammoud—father and son, respectively—filed Chapter 7 bankruptcy petitions just over a year apart using the same attorney. Both petitions contained their similar names, identical address, and—mistakenly—Ahmed’s social security number. Although the attorney corrected the social security number on Mohamad’s bankruptcy petition the day after it was filed, Experian Information Solutions, Inc. failed to catch the amendment and erroneously reported Mohamad’s bankruptcy on Ahmed’s credit report for nine years.

In 2019, Ahmed sued Experian and Equifax Information Services, Inc., alleging that each had violated § 1681e(b) of the Fair Credit Reporting Act by failing to “follow reasonable procedures to assure maximum possible accuracy” of his reported information. 15 U.S.C. § 1681e(b). Equifax and Ahmed settled. The remaining parties—Experian and Ahmed—cross-moved for summary judgment, and the district court granted Experian’s motion. We agree with the district court that Ahmed has standing to bring this action, but also agree that he cannot establish that Experian’s procedures were unreasonable as a matter of law. We therefore affirm.