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GRANITE STATE INSURANCE COMPANY,
Plaintiff-Appellee,
v.
STAR MINE SERVICES, INC.,
Defendant-Appellant.
   No. 21-5852
Appeal from the United States District Court
for the Western District of Kentucky at Owensboro.
No. 4:19-cv-00184—Joseph H. McKinley Jr., District Judge.
Decided and Filed: March 15, 2022
Before: COLE, CLAY, and THAPAR, Circuit Judges.


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OPINION
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THAPAR, Circuit Judge. When Star Mine Services refused to comply with its insurance company’s annual audit, it ended up with a hefty charge on its final bill. Now, Star Mine tells us that charge is an unenforceable penalty. But because Kentucky’s insurance regulator blessed the rates that Kentucky insurance companies charge, Star Mine’s claim is barred from our review. We affirm.